Terms of Use (Terms & Conditions)

Last updated: September 2025

1. Introduction

These Terms of Use (“Terms”) govern your access to and use of the website www.gimmemoney.co.za and the services offered by Gimme Money (Pty) Ltd (“we”, “our”, “us”). By accessing or using our website and services, you agree to be bound by these Terms.

Gimme Money (Pty) Ltd is a registered South African company (Reg. No:2025/457879/07) and is registered with the National Credit Regulator (NCR) under registration number [-].

2. Eligibility

You must:

• Be at least 18 years old;
• Reside in South Africa;
• Have a valid South African ID and bank account;
• Be able to enter into a legally binding credit agreement.

3. Services Offered

We provide short-term loans and related credit products in compliance with the National Credit Act, 34 of 2005 (NCA).
The granting of credit is subject to:

• An affordability assessment,
• Credit bureau checks,
• Verification of your personal and financial information.

4. Loan Terms

• Loan amounts, repayment schedules, interest, and fees are disclosed in your credit agreement.
• All fees and charges comply with the NCA and applicable regulations.
• Late or missed payments may result in additional charges, interest, and negative credit reporting.

5. Use of Website

You agree not to:

• Provide false or misleading information;
• Interfere with website functionality;
• Attempt to gain unauthorised access to our systems.

6. Limitation of Liability

We take all reasonable steps to provide accurate information and secure services. However, we are not liable for:

• Temporary website downtime,
• Errors beyond our reasonable control,
• Losses incurred due to incorrect information provided by you.

7. Changes to Terms

We may update these Terms at any time. The revised version will be published on our website with the updated date. Continued use constitutes acceptance of the changes.

8. Governing Law

These Terms are governed by the laws of the Republic of South Africa. Disputes will be subject to the jurisdiction of South African courts.

9. Contact

For questions, contact us at:
📧 info@gimmemoney.co.za
☎ 010 824 5994