Privacy Policy (POPIA Compliant)

Last updated: September 2025

1. Introduction

We respect your privacy and are committed to protecting your personal information in accordance with the Protection of Personal Information Act (POPIA).

2. Information We Collect

• Identification: Full name, ID number.
• Contact: Email, phone, residential address.
• Financial: Payslips, bank statements, employment details.
• Credit history: Information from registered credit bureaus.

3. Why We Collect Information

We use your information to:

• Assess affordability and creditworthiness,
• Process loan applications and manage repayments,
• Comply with legal obligations (NCA, FIC Act, POPIA),
• Prevent fraud and verify your identity,
• Communicate with you regarding your loan.

4. Sharing of Information

We may share your information with:

• Credit bureaus,
• Regulatory authorities (NCR, FIC),
• Service providers (IT, payment processors),
• Legal entities in the event of debt collection.

We do not sell your personal data.

5. Security

We use secure systems and procedures to protect your information from unauthorised access, loss, or misuse.

6. Your Rights

You have the right to:

• Access and request a copy of your personal information,
• Request correction or deletion,
• Object to processing in certain circumstances,
• Lodge a complaint with the Information Regulator.

7. Retention

We keep your personal data only as long as necessary for legal, contractual, and regulatory purposes.

8. Contact

📧 info@gimmemoney.co.za
☎ 010 824 5994